Payment options
Each plan is listed separately because terms differ.
| Payment method | Instalment period | Minimum spend | Interest / fees | Available at |
|---|---|---|---|---|
| UOB (Experience Centres) | 6, 12 or 24 months | S$500 | Listed under 0% interest | Experience Centres only |
| Maybank (Experience Centres) | 6 or 12 months | S$500 | Listed under 0% interest | Experience Centres only |
| UOB Smart Pay | 3, 6 or 12 months | Not stated | Interest-free, per UOB. One-time processing fee from 3% | Not stated |
| OCBC PayLite | Fixed monthly instalments (months not stated) | S$100 card purchase | Interest-free, per OCBC. One-time processing fee as low as 3% | Not stated |
| DBS Payment Plan | 3, 6, 12, 18 or 24 months | Not stated | 0% interest up to 24 months (asterisked; see DBS terms) | Not stated |
| Standard Chartered EasyPay | 3, 6, 9 or 12 months | Not stated | Interest-free, per Standard Chartered. One-time service fee as low as 0.1% | Not stated |
| Atome | Pay in 3. 6 months available with a one-time admin fee | Not stated | Listed under 0% interest. 6 month option: one-time admin fee (amount not stated) | Not stated |
| ShopBack PayLater | Pay in 3 | Not stated | Listed under 0% interest | Not stated |
| PayLater by Grab | Next month, or 4, 8 or 12 monthly payments | Not stated | No interest, per Grab. No upfront costs or hidden fees, per Grab | Not stated |
Check before you rely on this: Megafurniture's page heads Grab PayLater ‘Pay in 4’ but describes 4, 8 or 12 monthly payments or paying next month. Confirm the current terms with Grab.
Terms, eligibility and fees may change. Confirm current conditions with the payment provider before purchase.
Payment options
Two banks run plans directly through Megafurniture. Four more are external bank plans that you arrange with your bank.
Available at Experience Centres only.
6, 12 or 24 months
6 or 12 months
Arrange directly with your bank. Approval and terms are set by the bank.
3, 6 or 12 months
Fixed monthly instalments
3, 6, 12, 18 or 24 months
3, 6, 9 or 12 months
Important: External plans are not internal arrangements between Megafurniture and the banks. Approval is at each bank's discretion and subject to its terms. Minimum purchase requirements also apply.
Pay-later providers listed on Megafurniture's page. Eligibility and approval are decided by each provider.
Pay in 3
Pay in 3
Next month, or 4, 8 or 12 payments
Payment availability
See what is currently stated for online checkout and our Experience Centres.
Online
The official page does not say which options can be selected at online checkout.
Ask our team to confirm before you order.
Experience Centre
UOB and Maybank plans are only available in our Experience Centres. Other options are not marked as showroom-only or online-only.
Visit an Experience Centre if you want to use the UOB or Maybank instalment plans.
Payment requirements
Some instalment plans require a minimum purchase amount.
| Payment method | Minimum spend |
|---|---|
| UOB (Experience Centres) | S$500 |
| Maybank (Experience Centres) | S$500 |
| UOB Smart Pay | Not stated |
| OCBC PayLite | S$100 card purchase |
| DBS Payment Plan | Not stated |
| Standard Chartered EasyPay | Not stated |
| Atome | Not stated |
| ShopBack PayLater | Not stated |
| PayLater by Grab | Not stated |
Minimum spend requirements may vary by payment provider, card type or instalment period. Check the applicable terms before completing your purchase.
Plan costs
Wording follows what each provider states on Megafurniture's page. Where no fee is listed, we say "not stated" rather than assume none applies.
| Payment method | Interest | Processing fee | Other charges |
|---|---|---|---|
| UOB (Experience Centres) | Listed under 0% interest | Not stated | Not stated |
| Maybank (Experience Centres) | Listed under 0% interest | Not stated | Not stated |
| UOB Smart Pay | Interest-free, per UOB | One-time processing fee from 3% | Not stated |
| OCBC PayLite | Interest-free, per OCBC | One-time processing fee as low as 3% | Not stated |
| DBS Payment Plan | 0% interest up to 24 months (asterisked, see DBS terms) | Not stated | Not stated |
| Standard Chartered EasyPay | Interest-free, per Standard Chartered | One-time service fee as low as 0.1% | Not stated |
| Atome | Listed under 0% interest | 6 month option: one-time admin fee (amount not stated) | Not stated |
| ShopBack PayLater | Listed under 0% interest | Not stated | Not stated |
| PayLater by Grab | No interest, per Grab | No upfront costs or hidden fees, per Grab | Not stated |
Before you choose
Eligibility depends on the relevant bank or payment provider's requirements, such as eligible card type, minimum spend, payment method and account status. Approval and eligibility are determined by the relevant bank or payment provider.
Requirements
Check these requirements before selecting a plan:
Illustration
For illustration only, the example below uses a S$1,200 purchase. Grab states its PayLater has no interest, upfront costs or hidden fees.
Example purchase: S$1,200 (illustrative only)
Based on the stated no-fee terms, a S$1,200 purchase would divide as follows:
Examples are not shown for plans with processing fees, as simple division would understate the total cost. Confirm actual terms with your provider.
Provider terms
Instalment plans are subject to the terms and conditions of the relevant bank or payment provider. Information on this page was taken from Megafurniture's Instalment Plans page and may change.
Promotions
Payment-method eligibility may vary by promotion. We cannot promise that every discount code, campaign or promotional price can be combined with an instalment plan. Check the terms of the specific promotion and payment method before completing your purchase.
Need assistance?
Not sure which payment options are available for your order? Contact our team and we'll help you check the applicable payment methods and requirements.
Contact
Monday to Friday, 9:00am to 6:00pm
Contact
Bulk orders: projects@megafurniture.sg
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Visit us in person and speak with our team.
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