# Instalment Plans

![online furniture shopping](https://cdn.shopify.com/s/files/1/1805/8667/files/megafurniture-sg-instalment-plans_39b47bce-2f45-4f1b-a56a-80bdb2fdf1bb_1024x1024.jpg?v=1705898204)

## **Buy Now, and Pay Later with Megafurniture's Instalment Plans**

You're now a few taps away from getting your dream furniture!

  

We understand how daunting and heavy it can be to make "big ticket purchases," such as furniture pieces, in one go using a furniture credit card. That's why Megafurniture partners with your trusted banks and payment partners to help you take charge of your finances and provide you with flexible and convenient furniture instalment options, 

including selected in house installment plans.

  

If you have questions, feel free to connect with our friendly team to get assistance with your kitchen cabinet installment or other furniture financing needs.

## **Available Instalment Plans (0% Interest)**

Atome - Pay in 3

Any debit or credit card

_6 months instalments available with a one-time admin fee_

**[Learn more](https://www.atome.sg/how-it-works?utm_source=megafurnituresg "Atome | Split your purchase into 3 or more payments")**

Shopback PayLater - Pay in 3

Any debit or credit card

**[Learn more](https://www.shopback.sg/shopback-pay-paylater?utm_source=megafurnituresg "ShopBack Pay or PayLater | The most rewarding way to pay online and in-store")**

PayLater by Grab - Pay in 4

Enjoy the flexibility of splitting your bill into 4, 8 or 12 monthly payments or pay it all next month. Earn GrabRewards points either way you choose to pay.

Benefits: 

-   Super flexible: Enjoy payments in the next month or within 4, 8 or 12 instalments.
-   Fully transparent and interest-free: No interest, upfront costs or hidden fees. Stay up to date with real-time notifications on transaction deductions, cash refunds, and automated payments.
-   Pay later everywhere: Use PayLater for Grab services, online shopping and when you shop offline at our PayLater partner merchants.
-   More brands, better deals

**[Learn more](https://www.grab.com/sg/consumer/finance/paylater/?utm_source=megafurnituresg "PayLater by Grab | Buy now, pay later with no interest or hidden fees")**

UOB - 6 months, 12 months, and 24 months

Min. $500 spend  
  
Payment to be made by UOB Credit Card  

_\*Only available in our Experience Centres._

Maybank -  6 months, and 12 months available

Min. $500 spend

Payment to be made by Maybank Credit Card

_\*Only available in our Experience Centres._

## **External Instalment Plans (Third Party Instalment Plans)**

UOB Smart Pay

Benefits: 

-   Interest-Free Monthly Instalments with 1 time low processing fee from 3%
-   Flexible Payments: Pay over 3, 6, or 12 months.
-   Easy Application via UOB TMRW, Personal Internet Banking, Online Form or SMS

[**Learn more**](https://www.uob.com.sg/personal/cards/services/smart-pay.page?utm_source=megafurnituresg "UOB Smart Pay: Indulge Smart, Pay in Parts")

OCBC - Get your Big Purchases with Little Payments 

Benefits: 

-   Split any OCBC Credit Card purchase of $100 and above into interest-free, fixed monthly instalments
-   Low one-time processing fee as low as 3%

[**Learn more**](https://www.ocbc.com/personal-banking/cards/card-services/interest-free-instalments-paylite?utm_source=megafurnituresg "OCBC Instalment Payment Plan (PayLite)")

DBS

Benefits:

-   0% interest for up to 24 months\*.
-   Flexible payments over 3, 6, 12, 18 or 24 months.
-   Earn DBS points\* & maximise your savings when you split your big ticket purchases, education, insurance & income tax bills into instalments.

**[Learn more](https://www.dbs.com.sg/personal/cards/card-services/payment-plans?utm_source=megafurnituresg "DBS Payment Plan")**

Standard Chartered

-   Interest-Free: Split transactions into interest-free instalments with a one-time service fee as low as 0.1%
-   Flexibility: Flexible instalment plan of 3, 6, 9 or 12 months.
-   Ease of Application: Easy application through Online Banking or SC Mobile.

**[Learn More](https://www.sc.com/sg/bank-with-us/manage-your-finances/easypay/?utm_source=megafurnituresg "Standard Chartered | Easypay")**

**\* Important Information:**

It is essential to understand that the External Instalment Plans mentioned here are not internal arrangements directly between Megafurniture and the banks. Approval for applications is entirely at the discretion of the respective banks, and it is subjected to their terms and conditions. Minimum purchase requirements also apply.

Please be aware that information and offerings may be subject to changes; these information are accurate at the time of publish. Megafurniture cannot be held responsible for any inaccuracies presented on this page.

![Instalment plan benefits](https://cdn.shopify.com/s/files/1/1805/8667/files/megafurniture-sg-instalment-plans_1_1024x1024.jpg?v=1705901455)

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> Source: [Megafurniture](https://megafurniture.sg/pages/instalment-plans)